Gifts of Life Insurance

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Gifts of Life Insurance

Gift of Life Insurance Diagram

How It Works

  • You transfer ownership of a paid-up life insurance policy to Hobart and William Smith Colleges.
  • HWS elects to cash in the policy now or hold it.
  • Consider naming HWS in your long-term plans. It's simple.

Benefits

  • Make a gift using an asset that you and your family no longer need.
  • Receive an income tax deduction equal to the cash surrender value of the policy.
  • You may be able to use the cash value of your policy to fund a gift that delivers income, such as a deferred gift annuity.


The material presented on this Planned Giving website is not offered as legal or tax advice.
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Hobart and William Smith Colleges,
Geneva, NY 14456
(315) 781-3000

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Preparing Students to Lead Lives of Consequence.